High Interest Deposit Account

HIDA is a special deposit account designed for you to save for a project or keep away some funds for a rainy day while fully maximizing credit interest earned on your savings. You can enjoy tiered interest rates; meaning the larger the balance, the higher the interest earned. Interest earned per annum accrues daily on available credit balance and is payable monthly.

What you get

  • You earn highly competitive interest rates per annum on your available balances calculated daily but payable monthly. This simply means the more you save the more you earn:
    a.  Less than RWF 250,000 @ 4% p.a.
    b.  RWF 250,000 – RWF 2,499,999 @ 4.5% p.a.
    c.  RWF 2,500,000 – RWF 12,999,999 @ 5% p.a.
    d.  RWF 13,000,000 million and above @ 5.5% p.a.
  • Gives you the convenience and flexibility of depositing cash, other banks cheques, and dividend warrants at any of our branches.
  • Enjoy 4 free withdrawals without forfeiture of credit interest payment on available balances maintained.
  • Encourages you to save as the account does not come with a debit card
  • The convenience of being able to transfer money between your own Access Bank accounts in the branch, online, or over the phone via AccessPay Online Banking, Access Mobile USSD *903# or Access WhatsApp Banking.
  • A penalty charge of RWF 400 if the balance goes below RWF 5,000


  • One (1) passport photograph
  • Personal Identification (Any of these):

    a.  National ID Card
    b.  Current Passport (for foreign nationals only)
    c. Resident Permit (for foreign nationals only)

Get in touch with our us

Talk to us about how we could support your business, please call us on:

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Abakozi ba Access Bank Rwanda Plc bunamiye abazize Jenoside baruhukiye mu Rwibutso rwa Nyanza ya Kicukiro Access Bank Rwanda Plc yateguye imurikagurisha ryitabiriwe n’abagore bakora ubucuruzi Access Bank supports women-owned businesses to showcase achievements Promoting women’s health and empowerment: Access Bank Rwanda’s ongoing commitment Access Bank Rwanda PLC yiyemeje guherekeza abagore yahuguye mu kwihangira imirimo