PayDay Loan

Sometimes emergencies arise before payday and you might be low on cash. This is where PayDay Loan comes in and you can get access to an instant loan by dialing *903*2#.

Payday Loan is an instant loan product for customers (Salary earners). With Payday Loan, you can borrow money at a low interest rate with almost no documentation or collateral needed.

Product Features & Benefit
  • First-time registration form available at any of our branches
  • 24/7 service which does not require visits to the bank and application is done conveniently via *903*2#
  • Maximum loan amount: Up to 50% of your salary
  • No additional documentation required
  • No collateral required.
  • Up to thirty-one (31) days tenor.

Frequently Asked Questions

Of course, you can.
Please visit the nearest Access Bank Rwanda branch to fill an account opening form with your passport photograph and copy of Identification to complete the process.
Yes, your salary account needs to be in Access Bank Rwanda and your salary should have been processed in Access Bank Rwanda at least three consecutive times before you can get PayDay loan
It is displayed when the loan request is initiated.
You can request for a PayDay Loan by dialing *903*2# on your mobile device. For a first-time user, you will be requested to visit your nearest branch or contact our contact center on 5536 to fill a one-time registration form.
After you have registered successfully, upon your loan request, the loan is instantly approved and disbursed into your Access Bank Rwanda account.
As many times as you may require as long as you have not exceeded your eligible limit. Each time you request, the eligible amount is displayed, and you can apply for not more than the eligible amount.
Upfront fees of 6% of loan amount is taken upon loan disbursement
Your loan would be automatically debited from your salary account when your salary is paid, or after 31 days against inflow in your account.
Monthly repayment on existing loans will be taken into consideration in calculating your eligible amount. If the repayment on existing loan is considerable high compared to your salary, you may not be able to take a PayDay Loan.
Maximum of 31 days or salary payment day (whichever comes first).
Salary earners who receive their salary in any Access Bank Rwanda account.

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