Corporate

Profile

At Access Bank, our customers come first, let’s take tomorrow together

Corporate Profile

Access Bank (Rwanda) Limited is reputed as one of the fastest growing banks in Rwanda, having demonstrated consistent growth in its financial performance over the past four years.

The Bank is a subsidiary of Access Bank Plc, ranked amongst the top 20 banks in Africa by assets and capital. The leadership position of Access Bank Plc was recently validated by an upgrade of its risk ratings by reputable international and domestic rating agencies: S&P (ngA- to ngA); Fitch Ratings (B- to B); and Augusto & Co (BBB to A-), which is attributable to its improved market position, strong capitalization, strong liquidity profile and enhanced distribution network.

Over the years, Access Bank has evolved to become a catalyst for socio-economic development in the country and is on its way to becoming one of the top three banks in Rwanda within the next 5 years. The Bank recently strengthened its retail banking business, by offering a wide range of Retail products.

 
 

Network

Access Bank Rwanda leverages on its international network within the Access Bank Group which is made up of seven (7) African markets (Congo DR, Ghana, Gambia, Nigeria, Rwanda, Sierra Leone and Zambia) spanning sub-Saharan Africa’s three monetary zones and the United Kingdom. In Rwanda, the Bank provides a range of universal banking services that can be accessed by nearly the entire population. Currently, the Bank operates from 7 Branches across the country.


 

Technology, Services and Product Innovation

With its robust technology, Access Bank is able to develop competitively priced and convenient banking solutions, including mobile & internet banking, SMS & Email alerts, E-statement, VISA, as well as Payroll management solutions. The Banks comprehensive range of banking services is value driven and able to satisfy multiple stakeholders simultaneously. It boasts of specialized products and services tailored to meet the varying needs of large corporate organizations, including their subsidiaries, partners, suppliers, distributors, employees and individual customers.

 

Development through Sustainable Banking

Access Bank’s growing profile in the Rwandan and African markets is underscored by its commitment towards sustainable business practices. The Bank’s responsible business practices encompass every facet of its operations and guides the manner in which it engages customers and host communities.

 

Financial Inclusion

A key part of the Bank’s sustainability strategy is bringing the unbanked and under-banked into the mainstream economy. The development of products and services aimed at financial inclusion underlies our contribution to narrowing the poverty gap.

Our financial inclusion strategy resulted in the creation of innovative products such as the Teta kiddies;  Savers Account, which in 2012 helped provide banking services to thousands children below the age 18. This contributes to financial awareness from an early age and positively to wealth creation among the youth.

This strategy also inspired one of the Banks Employee Volunteering groups to develop a financial literacy programme to bring financial services closer to the physically challenged.

 

 

The Bank’s Occupational Health and Safety (OHS) processes advanced during the year with the continuous training and awareness amongst employees on health and safety hazards. The objective is to provide a safe, healthy and secure workplace for all our employees, contractors, visitors and customers, and to achieve zero environmental harm.

During the year, the Bank equipped employees in basic life support and first aid, skills training including the use of fire extinguishers and how to respond to emergencies.

 
 

Access Bank is committed to supporting the socio-economic development of the communities we serve. We deliver value every aspect to our customers, our people and our communities.

Our social interventions focused on health, education, the environment and general philanthropy

In 2013, the Bank’s community investment initiatives touched   lives of 38 households of Genocide survivors in Kigali Village.

In 2014, The Bank Contributed to the expansion of Gisozi Genocide memorial site (Kigali- Rwanda).

In a bid to promote environmentally friendly practices, the Bank continues to participate in social Community work.